ObamaCare & Health Plans in Hialeah Gardens

Key 2027 dates for Hialeah Gardens

Open Enrollment: November 1, 2026 – January 15, 2027 (as of October 14, 2026). HHS has appealed the court ruling that kept January 15.
Coverage on January 1: Choose by December 15, 2026. Choices made December 16 – January 15 start February 1.
Income for tax credits: Generally 100%–400% of the federal poverty level, topping out at $63,840 for 1 person, $86,560 for 2 and $109,280 for 3
Approving your agent: A one-time link to the phone number or email listed on your application, valid for 15 minutes. How it works

Banana tree leaves against a clear blue sky — A banana tree in Miami. Photo: Olena Shmahalo / Unsplash

Hialeah Gardens in numbers

Hialeah Gardens, a 3.2-square-mile city next to Hialeah, has about 22,800 residents (2025 Census Bureau estimate). Other U.S. Census Bureau figures:

96.4% of residents are Hispanic or Latino, 72.0% were born in another country, and 94.1% speak a language other than English at home;
13.2% of people under 65 have no health insurance, and 13.5% of residents live below the poverty line;
median household income: $65,439 (2020–2024 survey, 2024 dollars), with 2.99 people per household;
18.6% are 65 or older.

How the 2027 rules play out here

Status now decides savings. From January 1, 2027, savings continue only for citizens, U.S. nationals, green card holders, COFA migrants and Cuban and Haitian entrants, a group that generally includes Cubans and Haitians who entered on parole or have an asylum case pending, without a final removal order. People with TPS and most other parolees lose savings but can still enroll at full price. With seven in ten residents born abroad, many families here should update their documents early: an unverified status could mean a renewal without savings. Who keeps savings.
The 400% line splits the median. The city's median household income, $65,439, is just above the 2027 limit for one person ($63,840) yet far below the limit for three ($109,280). So count your tax household carefully and estimate your income realistically: any excess credit must be repaid in full at tax time. Check your numbers.
Turning 65? Nearly one in five residents is 65 or older. Medicare sign-up opens 3 months before you turn 65; a Marketplace plan won't end on its own, and its savings generally stop once Part A begins.

Infographic by Arte Insurance: from January 1, 2027, ObamaCare tax credits are limited to U.S. citizens and nationals, green card holders, Cuban and Haitian entrants and COFA migrants; others who are lawfully present can buy a plan at full price.

Health resources in and near Hialeah Gardens

We're not affiliated with these services.

City Senior Center (10003 NW 87th Ave, next to City Hall): daily meals for older residents, on site or for the homebound, daily rides to the center and, the City says, health fairs. City Hall: (305) 558-4114.
Hialeah Gardens Branch Library (13451 NW 107th Ave): free computers, laptops and tablets with a library card, plus Wi-Fi and mobile printing.
Citrus Health Network, a federally qualified health center in Hialeah, sees patients regardless of ability to pay, with sliding fees by family size and income (primary care at 4125 W 20th Ave, pediatrics at 551 W 51st Place; 305-825-0300).
WIC. Hialeah West WIC Center, a Florida Department of Health site, is one floor above Citrus's pediatrics. Appointments: 786-336-1300.
Jackson Health System in nearby Doral: UHealth Jackson Urgent Care (7400 NW 104th Ave, daily 8 am–8 pm) and Jackson West Medical Center at 2801 NW 79th Ave, with 24/7 adult and pediatric emergency care. Check plan networks before choosing.

Ways to start

Call (305) 440-8070, any day, any hour.
Book a free call and keep your phone handy for the approval link.
Ask for a quote online: two minutes of questions, then a licensed agent follows up.
Enroll online yourself through our HealthSherpa link (a private enrollment website that works with HealthCare.gov).

Get my free quote Book a free call Enroll online yourself

As federal rules require, we document your consent before starting your Marketplace application, which you check before anything is submitted. We also quote auto, home and life coverage.

Hialeah Gardens questions, answered

Is there an Arte office in Hialeah Gardens?

No. We're in neighboring Hialeah (460 E 23rd St #209) and meet clients there by appointment only, though nearly every step can happen by phone or online.

We used Arte for 2026. What changes for 2027?

You'll most likely approve us again, since CMS expects most people who renew to re-approve their agent for 2027. Watch for the one-time link, and update your household and 2027 income before December 15.

Can I switch to Arte from another agent?

Yes. Approving us through the one-time link replaces your previous agent, since an application can have only one. A switch may first require an identity check through Experian or another CMS-approved service.

What should I bring to an appointment?

Your phone, for the approval link; Social Security numbers and, for non-citizens, immigration documents; recent pay stubs or your latest tax return; and your insurance card and coverage letters.

Do you charge for this help?

No. Insurers pay agents a commission, and a given plan costs the same whether you enroll with us, with someone else or on your own.

Sources

This page is general information, not tax, legal or immigration advice. For questions about your immigration case, talk to an immigration attorney or a DOJ-accredited representative. Rules can change; we confirm current details with you before you enroll.

Arte Insurance Corp is a licensed private Florida agency, not a government agency.

ObamaCare and health insurance help in Hialeah Gardens